Symponia Member

Nicola and Richard Bywater run English Mutual Sutton Coldfield Limited together as Directors. English Mutual Sutton Coldfield is part of the English Mutual Group, a large independent firm with offices across the Midlands. 

They have been advising clients for 10 and 12 years respectively and pride themselves on the long standing relationships they have with their clients, a number of whom have been with them throughout their career.

They specialise in advising older clients with regard to care fees planning, investment advice and Inheritance Tax advice although a lot of their clients ask them to advise their families on various issues and they are fully authorised in all areas of financial planning.

Nicola and Richard have experienced the problems that people encounter later in life not only with their clients but also within their family and therefore they understand how emotional it can be when a loved one needs care. They are proud of their reputation as professional, caring advisers.

You are welcome to contact Nicola and Richard at any time for an initial discussion or meeting for which there will be no charge and you will not be put under any pressure or obligation. They will listen to your own personal circumstances and advise you accordingly.

Nicola and Richard have been married for 4 years and have a little boy called Daniel who keeps them very busy and entertained outside of work!!!